Summary of Governo amplia prazo para aposentados pagarem empréstimos - CN Notícias

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In the YouTube video "Governo amplia prazo para aposentados pagarem empréstimos - CN Notícias," it is reported that pensioners from Brazil's National Institute of Social Security (INSS) will have an extra year to repay their consigned loans, extending the repayment period from five to six years. This decision was made by the National Council of Social Security and is expected to increase the annual volume of loans by 23 billion reais. The government justifies this by increasing credit offers, but critics argue that high interest rates, which can reach up to 2.14% per month, and a lack of transparency from banks regarding final debt values could trap pensioners in debt. With over 27 million loan consignations in the country by August, experts warn that extending the repayment period could lead to increased indebtedness. The video also mentions that this measure is typical during election periods and may provide immediate relief but is unclear if it is a good solution for the country in the long term. Retiree Rui Barbosa advises caution and encourages researching other sources of credit.

  • 00:00:00 In this section of the YouTube video titled "Governo amplia prazo para aposentados pagarem empréstimos - CN Notícias," it is announced that pensioners from the INSS (Instituto Nacional de Seguridade Social) will have an additional year to pay off their consigned loans. The decision was made by the National Council of Social Security. The repayment period has been extended from five to six years. This change is expected to increase the volume of loans by 23 billion reais per year. The government justifies this by increasing the credit offer, but an advocate argues that this is not the best solution since interest rates remain high, which can reach up to 2.14% per month. She also criticizes the lack of transparency from banks regarding the final debt value. Many pensioners, including retiree Rui Barbosa, have had to take out loans to help support their families. However, extending the repayment period may trap pensioners in debt. According to the video, over 27 million loan consignations occurred in the country by August, and with a longer repayment period, the trend is for more pensioners to take out more loans. However, experts warn that this could lead to increased indebtedness. The video also mentions that this is a typical measure during election periods, and while it may provide immediate relief for some people, it is unclear if it is a good solution for the country in the long term. Barbosa advises caution and encourages researching other sources of credit.

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