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The Brazilian federal government, led by President Lula, launched the "Acredita" program to stimulate the economy by modifying financial market regulations and encouraging credit availability. The initiative includes several components: "Acredita Prime" focuses on increasing microcredit access for those registered in the Unique Federal Government Registry, with the National Treasury acting as a guarantor for these loans, potentially enabling over one million new microcredit transactions. "Desenrola" aims to negotiate overdue debts for microentrepreneurs and Micro and Small Enterprises. "Procred" has the government serving as a guarantor for loans with interest rates below the Selic rate. Lastly, "Ecoinvest Brasil" mobilizes external private capital and offers exchange rate protection to ensure investment profitability. The government's objective is to showcase the importance of credit as a tool for economic development, emphasizing that no country has successfully developed without it.
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