Summary of Planos de saúde cancelam contratos de clientes ilegalmente | Jornal da Band

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In the "Planos de Saúde Cancelam Contratos de Clientes Ilegalmente" episode of Jornal da Band, it is reported that health insurance plans have been illegally terminating contracts of clients undergoing treatment for conditions such as autism and rare diseases. One such individual, Lucas, an autistic person, had his coverage unexpectedly canceled, leaving him without treatment and unable to pay for it himself. Similar stories have emerged in recent weeks, with administrators selling group plans on behalf of operators like Unimed and A000. While the law allows for unilateral rescission of these contracts with a 60-day notice, many affected individuals have not received such notices or any response when attempting to contact the companies. The cancellation of contracts has disproportionately affected groups such as autistic individuals, those with rare diseases, and the elderly. Associations representing these groups have denounced the mass and indiscriminate cancellation of contracts, leading to an increase in complaints and lawsuits. The judiciary has ruled that these cancellations, while allowed in contracts, can be considered abusive when a beneficiary is hospitalized or undergoing treatment essential for their survival or physical integrity. Despite the legal requirement to communicate portability options when canceling a contract, many consumers face significant difficulties in exercising this right, particularly the elderly and those in treatment. The portability process, while theoretically in place, is largely ineffective in practice. The video also discusses how some plans can be considered a "contract that assaults" when one is healthy but terminates coverage when one needs it most. These cancellations, which are often carried out within the bounds of the law, have become increasingly common and shocking.

• 00:00:00 In this section of the Jornal da Band YouTube video titled "Planos de saúde cancelam contratos de clientes ilegalmente," it is reported that health insurance plans have been illegally canceling contracts of clients undergoing treatment for conditions such as autism and rare diseases. Lucas, an autistic individual, had his coverage unexpectedly terminated, leaving him without treatment and unable to pay for it himself. Similar stories have emerged in recent weeks, with administrators selling group plans to clients on behalf of operators like Unimed and A000. The law allows for unilateral rescission of these contracts with a 60-day notice. However, many affected individuals have not received such notices or any response when attempting to contact the companies. The cancellation of contracts has disproportionately affected groups such as autistic individuals, those with rare diseases, and the elderly. Associations representing these groups have denounced the mass and indiscriminate cancellation of contracts, leading to an increase in complaints and lawsuits. The judiciary has ruled that these cancellations, while allowed in contracts, can be considered abusive when a beneficiary is hospitalized or undergoing treatment essential for their survival or physical integrity. Despite the legal requirement to communicate portability options when canceling a contract, many consumers face significant difficulties in exercising this right, particularly the elderly and those in treatment. The portability process, while theoretically in place, is largely ineffective in practice. The video also discusses how some plans can be considered a "contract that assaults" when one is healthy but terminates coverage when one needs it most. These cancellations, which are often carried out within the bounds of the law, have become increasingly common and shocking.