Summary of What is a credit score?

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A credit score is a number that measures an individual's creditworthiness. A good credit score can help a person get loans at lower interest rates and improve their credit utilization.

  • 00:00:00 Your credit score is a measure of your creditworthiness, and can affect your ability to get a loan, lease an apartment, or obtain favorable terms on credit. Having a good credit score is beneficial, as it allows you to borrow at lower interest rates, and avoid paying higher interest rates on loans. Additionally, it is important to pay your bills on time, and keep your credit utilization low – both of which will improve your credit score.

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