Summary of How I got my Credit Score from 0 to 792 - Beginner Guide

00:00:00 - 00:15:00

In the video, Andre Jick discusses how to improve your credit score and the importance of credit utilization and having a diverse mix of types of credit. He also recommends using Credit Karma to check your score, and says that if you have a score of 750 or above, you likely qualify for a prime interest rate on loans.

• 00:00:00 In this video, Andre Jick discusses the benefits of credit cards, including cashback, travel rewards, and consumer protection. He also explains how to take advantage of these benefits by meeting minimum spend requirements and buying things with your credit card. Finally, he talks about how credit cards can cover fees related to canceling or modifying a trip.
• 00:05:00 In order to improve one's credit score, it's important to have a credit card, pay off one's balances every month, and have a low utilization rate. This video explains how to achieve these goals.
• 00:10:00 The video explains how to improve your credit score, with the most important factors being responsible credit utilization and having a diverse mix of types of credit. The video also stresses the importance of performing a soft inquiry, and warns against applying for more credit than is necessary. It recommends using Credit Karma to check your score, and says that if you have a score of 750 or above, you likely qualify for a prime interest rate on loans.
• 00:15:00 This YouTube video is about how Miki got her credit score from 0 to 792 in months, and how it can help you improve your credit rating. She says that you should shoot for a score of 700+, because at that point, you'll be flooded with offers and banks will be more likely to give you money. However, she also warns that you should never rely on your credit score alone, and that it's important to have other credit measures in place as well.