Summary of How To Get A PERFECT Credit Score For $0

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The video provides helpful tips on how to improve your credit score. It discusses the importance of on-time payments, maintaining a low balance, and having a long credit history. Additionally, the video provides information on how to quickly improve your credit score if you have little credit history.

  • 00:00:00 The video discusses how to get a perfect credit score, which is an 800 score. The main points are that you need to have good on-time payment history, a low amount owed, and a high credit utilization rate. Additionally, you should have a long history of credit activity. There are several free resources available to check your credit score.
  • 00:05:00 If you have little credit history, it can take a while for your score to improve. There are some steps you can take to improve your score quickly. High balances and collections can impact your score. Becoming an authorized user on someone else's credit card can also help your score. Finally, you could consider Experian's Boost program.
  • 00:10:00 The video provides information on how to improve one's credit score, including tips on paying bills on time, removing late payments and delinquencies, and negotiating terms of debt.

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